Looking for a way to make budgeting easier? Online money management tools can help with this. Online tools can help you keep bills organized, track spending and allow you to set financial goals. Using tools such as Beneficial Bank’s FinanceWorks can help set you on the path to financial security.

As a nation, we are in a debt crisis. Today in the U.S., there are more than 576 million credit cards in circulation. Current credit card debt in the nation stands at $826 billion. There are 54 million households that have credit card debt, and, the average debt for each of these households is nearly $16,000.