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I am a mom with 3 kids and 1 on the way in May. I have been working from home for 6 years now and I absolutely love what I do and what it allows me to do for my family. I wanted to give you 7 benefits of working from home.
TOP 10 BLACK BUSINESS RESOURCES FOR 2011 By Dante Lee According to the United States Census Bureau, African Americans are 5 times more likely to fail in business than their white counterparts. Furthermore, of the 27 million businesses in this country, barely 2 million or 7% are owned by African Americans. There are tons of […]
Author X’ernona Woods of children’s book “Save That Penny For A Sunny Day”, is taking the Windy city of Chicago by storm! The time is “now”, to invest in educating youth about prosperity. 74% of our youth are concern about the economy, and 500,000 of the youth within the state of Illinois are living below […]
Thankfully for many, holiday spending is behind us. Come January, the bills — and the New Year’s Resolutions — will start rolling in. When reflecting on habits you’d like to break in 2011, it’s important to take a look at your personal finances. Common problems such as being overweight, smoking and carrying credit-card debt could […]
In my search for gift giving ideas, I came across this article that gives ideas for giving gifts that help build wealth in the black community. Consumers kicked off the holiday shopping season last weekend buying sweaters, TVs, gaming systems and countless other material things to give our loved ones as holiday gifts. But if […]
It is the end of the year and beyond the visions of sugar plums dancing in my head, financial management is a reality that must be focused on. I agree with the tips from cashmoneylife.com Managing your finances is one of the most important things you can do to get ahead and stay ahead of […]
By Robert Juliano, Vice President of Community Development at Beneficial Bank In tough financial times, maintaining a budget and saving is crucial to your financial security. At Beneficial Bank, we put a priority on educating our customers about how they can do the right thing financially. We understand how challenging, and sometimes overwhelming, creating a […]
Looking for a way to make budgeting easier? Online money management tools can help with this. Online tools can help you keep bills organized, track spending and allow you to set financial goals. Using tools such as Beneficial Bank’s FinanceWorks can help set you on the path to financial security.
As a nation, we are in a debt crisis. Today in the U.S., there are more than 576 million credit cards in circulation. Current credit card debt in the nation stands at $826 billion. There are 54 million households that have credit card debt, and, the average debt for each of these households is nearly $16,000.
Managing your finances can be especially tough in this economy. One of the best financial decisions you can make right now is to go back to using cash and debit and move away from credit cards. Although it may seem challenging, you actually benefit from using debit cards. Using debit cards helps you to create a budget and stick to it. Knowing you have a monthly limit will help you avoid unnecessary purchases you truly cannot afford.
For those of you that do not have a checking account, there is no time better than right now to get one.
