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By Robert Juliano, Vice President of Community Development at Beneficial Bank

For those of you that do not have a checking account, there is no time better than right now to get one.

There are so many money challenges you face without an account. Managing your finances without the benefits of a checking account makes it nearly impossible for you to save properly and plan for your future. You are forced to work with a check cashing service- which takes a significant portion of your check amount. Paying bills can become a complicated, time-consuming process.

At Beneficial Bank, we are here to work with those that might be opening up an account for the first time. If you don’t have a checking account right now and are thinking about getting one, here are a number of benefits to consider about banking with Beneficial:

• You can open up a FREE Beneficial checking account today at anyone of our 65+ local offices in the Philadelphia and South Jersey regions.

• There is NO minimum balance to open an account and every checking account comes with the following benefits:

o No monthly fees

o A Beneficial check card

o No Beneficial ATM fees

o Free online bill pay

o Free first order of checks

FinanceWorks– Beneficial’s online money management tool- is available to you free-of-charge. You can use FinanceWorks to budget, keep track of your spending and create a savings plan.

More benefits of Beneficial checking accounts can be found by visiting our website or Facebook Page.

Make today the day that you take control of your money. We are here to work with you and are looking forward to helping you to do the right thing financially.